Payment methods

Payment methods & Payment modalities

We offer the following payment methods. Simply choose the payment method that is best for you. The shipping costs are partly dependent on the selected payment method. The prices listed in the respective offers represent final prices. They include all price components, including any applicable taxes such as VAT. Only in the case of cross-border delivery may further taxes (e.g. in the case of an intra-Community purchase) and/or duties (e.g. customs duties) be payable by you in individual cases, but not to the seller but to the customs or tax authorities responsible there. The delivery and shipping costs incurred are not included in the purchase price; they can be called up via the “Shipping costs” page, are shown separately in the course of the ordering process and are to be borne additionally by you.

Modes of payment

(1) The customer may choose from the available payment methods within the framework of and before the conclusion of the ordering process.

2. if payment by invoice is possible, payment must be made within 14 days of receipt of the goods and the invoice. For all other payment methods, payment must be made in advance without deduction. 3.
If third party providers are commissioned with the payment processing, e.g. Paypal, their general terms and conditions shall apply. 4.
4. if the due date of payment is determined according to the calendar, the customer is already in default by missing the deadline. In this case, the customer shall pay interest on arrears at a rate of 5 percentage points above the base interest rate.
The customer’s obligation to pay default interest does not preclude the seller from asserting further claims for damages caused by default. 6.
(6) The customer shall only have a right of set-off if his counterclaims have been legally established or recognised by the seller. The customer may only exercise a right of retention if the claims result from the same contractual relationship. 7.

7. if the personal LIVE reading (One-To-One Coaching, or One-To-One Channel Reading via telephone, Skype or similar) is overrun, additional fees will be charged, which will be invoiced on a per-minute basis. A reading can be overrun by a maximum of 60 minutes.

There is an additional charge of €1.20 per minute (reduced rate €1.00), which must be paid independently after the reading.

8. Account details for prepayment and bank transfers:

Account details for all purchase transactions in my online shop (e.g. for the additional payment in case of overdraft of a reading).

Please transfer the total amount of your order to our account:

Owner: Enrico Galvini.
Subject: ( Your name, the date, overdraft / or corresponding product and invoice number )
Institute: GLS-Bank
IBAN: DE97 4306 0967 1164 7483 00
BIC GENODEM1GLS

Amount: ( Number of over-minutes x 1,20€ ) / ( Product price of the invoice incl. VAT 19% )

9. Payment by credit card (processing via Stripe):

For payment by credit card ( VISA, Mastercard, American Express, Diners Club, Discover, JCB ) you will be shown the payment form of our certified payment service provider. You will be asked for the credit card number, the expiry date and the three-digit card verification number. You will find help on the card verification number in the payment form. The credit card details are only required for order processing and are not stored by Enrico-Galvini.com. Your account will be debited when the goods are dispatched. Please note that in case of a chargeback, additional costs of 35,-€ may be incurred, which will be charged by the credit card acquirer / STRIPE.

Via our payment service provider, credit card payments are processed under PCI security standard, optionally with or without 3-D Secure procedure. The payment service provider handles the competent processing of worldwide bookings via MasterCard, Visa and American Express and works together with renowned global credit card acquirers for this purpose.

10. Payment via Sofortüberweisung (processing via Stripe payment platform):
Use your familiar online banking data for the payment. The access data for online banking are entered exclusively in the secure payment form of SOFORT AG. Sensitive data (PIN and TAN) are neither stored at SOFORT AG nor at www.Enrrico-Galvini.com. SOFORT AG has the TÜV seal “Tested Data Protection” and SOFORT Überweisung has the certificate “Tested Payment System” from TÜV Saarland. Your online transfer is made directly with the order.

11. Payment via Paypal

Pay even more securely and quickly with your PayPal account. You can also use Paypal to pay by credit card. Paypal offers a Paypal guest account for these purposes.

The PayPal online payment service is displayed in a separate window (SSL-encrypted connection). You log in to your PayPal account with the e-mail address and password and confirm the payment. Your PayPal account will be debited during order processing.
Open a PayPal account at:

www.paypal.de./anmeldung

What is Paypal?

12. Payment by direct debit SEPA (processing via Stripe):

Pay conveniently by SEPA direct debit by providing your bank details. In the payment form, you will be asked to enter the IBAN and optionally your bank in addition to the account holder. This payment information is required exclusively for processing your order. You will be informed of the date of the direct debit by e-mail. Please note that in the event of a return debit note, additional costs of €10 will be incurred. Should external banks charge higher fees, these will be invoiced.

13. Payment via iDeal (processing via Stripe):

iDEAL is a standard payment method for secure online payments directly between bank accounts, which is one of the most popular payment methods in the Netherlands. In other words, the connection to iDEAL enables Dutch visitors to Enrico-Galvini.com who have access to online banking at a participating Dutch bank to process the payment in this way.

14 Payment by EPS – online transfer Austria (processing via Stripe):

The e-payment standard (eps) Online Transfer Austria represents a common technical interface for internet-based payment systems in Austria and is offered by the credit institutions Bank Austria, BAWAG P.S.K., Erste Bank-Sparkassen, Hypobanken, Raiffeisenbanken, Spänglerbank and the Volksbanken. The eps-Überweisung enables you, as a bank customer of the above-mentioned institutions, to process your online payments in the usual and simple way.

15 Payment via GIROPAY (processing via Stripe):

The online payment procedure giropay was developed especially for the e-commerce sector and is currently supported by more than 1,500 banks and savings banks. In total, more than 35 million online banking customers can use the procedure. 30,000 points of acceptance and more than 900 merchants now offer the procedure.

If you decide to use giropay, you will be directed to your bank via a secure connection during the order process. All data such as account number, reason for payment and invoice amount are already entered on the transfer form – so all you have to do is confirm the usual transfer. After successful payment the buyer will be redirected back to Laila-Santini.com/Shop and you will receive a confirmation.

By entering a PIN and TAN for legitimation, giropay becomes a secure and trustworthy payment method for customers.

16 Payment by BITCOIN / CRYPTO CURRENCY:

Bitcoin is the world’s leading cryptocurrency based on a decentrally organised booking system. Payments are cryptographically legitimised and processed via a network of computers with equal rights (peer-to-peer). Unlike the traditional banking system, no central clearing of money movements is necessary. Proof of ownership of Bitcoin is stored in personal digital wallets. The price of a Bitcoin to legal tender follows the principle of exchange pricing.

The Bitcoin payment system was invented by Satoshi Nakamoto, appearing under a pseudonym, who says he invented it in 2007 and described it in a paper in November 2008.

17 Payment via Przelewy24 (processing via Stripe)

Przelewy24 (P24) allows customers in Poland to pay directly from their bank account using online payment. Customers are redirected to their bank’s payment page to log in and authorise payments.

18 Payment via Bancontact (processing via Stripe)

I accept payments with Bancontact, Belgium’s most used payment method.

19 Payment via EPS (processing via Stripe)

With EPS, customers in Austria can pay directly from their bank account via online payment. Customers are redirected to their bank’s payment page to log in and authorise payments.

20 Payment by Mulitabanco (processing via Stripe)

With Multibanco, customers in Portugal can pay directly from their bank account via online withdrawal. Customers are redirected to their bank’s payment page or to the nearest ATM to log in and authorise payments.

21 Payment via Alipay (processing via Stripe)

With Alipay, Chinese consumers can pay directly via online transfer from their bank account. Customers/customers are redirected to their Alipay payment page to log in and authorise payments.

22 Payments and instalments with KLARNA

Klarna is one of the world’s leading payment providers and a licensed bank that is fundamentally changing the payment experience for shoppers and merchants.

The company, which was founded in Sweden in 2005, enables consumers to quickly, easily and securely settle outstanding payments immediately, later or in instalments.